The Public Adjuster is employed by you and works on your behalf. The insurance company’s adjusters are employed by the insurance company, and their responsibility and accountability rest with the insurer.

A Public Adjuster is an expert on loss adjustments who can be retained to assist you in preparing, filing and substantiating your insurance claims. Public Adjusters work for the insured, not the insurance company.

Insurance company adjusters are trained professionals who represent the interests of the insurance company that employs them. The insured can protect his or her interest by retaining an accredited Public Adjuster. Public Adjusters, with their expertise and knowledge, present a more comprehensive claim on behalf of the insured, obtaining a better settlement than the insured would be able to achieve by himself/herself

An insurance agent or broker is a representative of the insurance company. They’re not generally trained in the preparation and resolution of a claim.